Temporary additional drivers
Qualifications
▶ Temporary additional drivers must be:
a. Accident free for the past 3 years
b. Conviction free for the past 5 years other
than 2 fixed penalty offences (conviction
does not result in court appearance)
▶ If temporary additional driver is under 25
then they must have a full licence a minimum
of 12 months.
▶ If the driver is 25 or over they may have a full
licence or a provisional UK licence
▶ Maximum period of cover is an aggregate
period of 31 days in any one period of
insurance
▶ Maximum cover granted is the cover applying
to the policy prior to the addition of this
driver
▶ If the rate for a temporary additional driver
exceeds the pro rata charge for adding this
driver permanently to the policy, the lesser
additional premium should be charged
(Subject to the minimum charge).
▶ Insurance premium tax (IPT) must be applied
to all premiums charged
▶ Refer to AXA if vehicle group 36 to 50.
▶ Do not add more than 2 drivers at a time
▶ Normal Terms Apply.