“To give you a better insurance price and to assess your payment options some of our insurers now or at any renewal may do a quick credit check. It will not affect your ability to get credit in the future and may give you a better price. Is that OK?”
This needs to be read if we are completing a quote from start to finish by phone. If the customer has quoted online then they have agreed to consent for searches already. (Confirmed by Gareth Feb 2024)